Distracted driving has long been a cause of car accidents. According to the Transportation Safety Board we used to see a seasonal increase of accidents due to distracted driving each Summer. As of this writing, distracted driving, as a cause of car accidents, no longer has peaks and valleys. Thanks to modern technology it’s now a constant reason for accidents and is among the top 3 causes of motor vehicle accidents in the US. The culprit is that is that powerful little tool in your hand or pocket right now. The smartphone!
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In a world where the cost of living is increasing, bills are due and you’re not ready to give up your daily Starbucks, why not put your personal car to good use. Being an Uber or Lyft driver is a great way to make an extra buck. However, make sure you are properly covered while playing chauffeur. It's important to let your insurance agent know if you drive for Uber or Lyft since it affects the kind of coverage you need. You might not be sufficiently covered while ridesharing under standard personal auto insurance policies, which could result in coverage gaps. Your agent can assist in identifying these gaps and making appropriate remedy recommendations. The last thing you want is to have an accident while earning some extra dough for the family, only to find out your insurance company is not going to cover it. It's important to keep them and your agent in the loop. They too enjoy the daily Starbucks run, by the way.
Being in a car accident is often a distressing experience. If you need to file a claim, you'll rely on your insurance company for support, expecting both expertise and empathy.
Accidents are inevitable, but safety is paramount. Having essential items in your car can aid safety and facilitate gathering necessary information. It's also crucial to know what steps to take post-accident. |
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July 2024
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