So, your car broke down last week, and you realized you don't have towing coverage? Don’t worry, we’ve got you covered! Here’s a guide to how you can get towing coverage in Nevada.
1. Motor Clubs: Join motor clubs like AAA (American Automobile Association) for comprehensive roadside assistance, including towing. Membership fees cover a range of services based on the plan. 2. Auto Insurance: Upgrade your auto insurance with roadside assistance to cover towing, jump starts, and more. Your insurance agent can let you know the cost for this service. Please note that if you use your towing with your auto insurance, it can result in a claim being on file. 3. Credit Card Benefits: You might be surprised to hear that certain credit cards come with unexpected perks like roadside assistance. You may even already be eligible for this benefit without even realizing it, be sure to check your card's benefits guide! 4. Car Manufacturer Programs: Did you buy a new car recently? Many car manufacturers throw in free roadside assistance for a certain period or mileage. Check your car’s warranty or contact the dealership for details. Be sure to clarify if they will tow you to ANY repair shop or ONLY to the dealership. 5. Standalone Roadside Assistance Plans: Companies like Allstate and Geico offer standalone plans you can purchase separately from your auto insurance. 6. Extended Warranties: Some extended car warranties include roadside assistance and towing services. These can be purchased through the dealership or third-party providers. 7. Mobile Apps: Apps like Honk and Urgently connect drivers with nearby tow trucks and roadside assistance providers on a pay-per-use basis, offering a convenient alternative without a subscription. Choosing the right option depends on your needs, budget, and driving habits. Having towing coverage outside your auto insurance means any assistance won’t count as a claim, avoiding potential rate increases.
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