What to Do if You're in a Car Accident

Being in a car accident is often a distressing experience. If you need to file a claim, you'll rely on your insurance company for support, expecting both expertise and empathy.

Accidents are inevitable, but safety is paramount. Having essential items in your car can aid safety and facilitate gathering necessary information. It's also crucial to know what steps to take post-accident.

Here's a guide to prepare for and handle an auto accident:

Preparation for a Car Accident: Items to Keep in Your Car

• Store reflective triangles and safety devices in your trunk for visibility after an accident.
• Carry your current insurance ID card, vehicle registration, and a first aid kit.
• Keep a smartphone or writing materials in your car to document accident details.

Steps to Take After a Car Accident:

1. Ensure safety by activating hazard lights and, if feasible, moving the vehicle off the road.
2. Check on all involved individuals and do not admit fault.  It’s up to the claims adjustor to determine who was at fault.
3. Seek assistance by calling 911 for emergencies, noting police jurisdiction and officer details if they arrive.
4. Exchange information with other drivers in a safe location, collecting contact details, license plate numbers, vehicle details, and insurance information (carrier and policy number). 
5. Do NOT share your drivers license or let a picture be taken of it.  No one needs to know where you live.
6. Use your smartphone to capture photos and videos of the scene, refraining from posting on social media.
7. Contact your insurance company and/or insurance agent promptly.

Understanding the process can ease the aftermath of a car accident.