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DO's and DON'T's of AUTO ACCIDENTS

5/28/2021

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 It's important to know what to do in the event of an auto accident. Be sure to review this with every driver in your household, especially youthful drivers!




DO:            Stay calm.
DON’T:     Get violent - it doesn't help anyone.

DO:          Make sure you and your vehicle are out of harm’s way. Move to the side of the road if possible. 

DON’T:     Park in the middle of the road, unless required, without your hazard lights on.

DO:            Call 911 if anyone in the vehicle is injured. 
DON’T:    Get out of the vehicle if you're injured. Wait for emergency services.
 
DO:       Exchange insurance information with the other party- this is required by law! Just provide your POLICY NUMBER and CARRIER. That is all. No more. And remember to get their policy number and carrier name.
DON’T:   Allow the other party take a photo of your ID card- that contains personal info, like your address. Also, no need to provide the other driver your phone number unless you want a date. 
 
DO:        Understand the situation and what occurred. Write it down later if you’re afraid you’ll forget.
DON’T:  ADMIT FAULT- that is up to the claims adjusters to decide. 

DO:          Take photos of the scene/vehicle damage if possible. 
DON’T:   Do not take selfies. Not the time or place.

DO:         File a claim, if necessary, with the other party's insurance company. If they open a claim with your carrier- the 2 adjustors will duke it out.
DON’T: File a claim with YOUR insurance carrier, unless the other driver does not have insurance and you want to use your policy to make repairs.
 

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Blue Sky Insurance Group​
7485 West Azure Drive
Suite 122
Las Vegas, NV 89130
(702) 410-8020​
Click Here to Email Us

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  • Home
  • Products
    • Personal Lines >
      • Home & Auto Insurance
      • Umbrella Insurance
      • RV Insurance
      • Motorcycle/ATV Insurance
      • Life Insurance
      • Final Expense Insurance
      • Mortgage Protection
    • Medicare >
      • Medicare Advantage Plans
      • Medicare Supplement Coverage
      • Prescription Drug Plans
    • Commercial Insurance >
      • Business Insurance
      • Cyber Liability
      • Workers Compensation
  • Client Support
    • Policy Changes
    • Update Contact Info
    • Proof of Insurance
    • Contact My Carrier
  • Claims
  • Blog
  • About Us
    • Staff Directory
    • Privacy Policy
    • Refer a Friend
    • Affiliated Insurance Carriers
    • Accessibility Statement
    • Newsletter Signup
  • Contact